This study is intended to establish relationships among a borrower's attributes, the likelihood of loan approval, and the effect of lender's human capital in the SME loan-granting process. A conjoint analysis has been used as the main analytical tool. The results showed that: (1) a borrower's attributes are all positively related to the likelihood of loan approval on different levels, (2) officers place different weights on a borrower's attributes, and (3) human capital factors do not have significant roles in the SME loan-granting process.
|Number of pages||24|
|Journal||Asian Academy of Management Journal|
|Publication status||Published - 2011 Jul 1|
All Science Journal Classification (ASJC) codes
- Business, Management and Accounting(all)