Abstract
This study is intended to establish relationships among a borrower's attributes, the likelihood of loan approval, and the effect of lender's human capital in the SME loan-granting process. A conjoint analysis has been used as the main analytical tool. The results showed that: (1) a borrower's attributes are all positively related to the likelihood of loan approval on different levels, (2) officers place different weights on a borrower's attributes, and (3) human capital factors do not have significant roles in the SME loan-granting process.
| Original language | English |
|---|---|
| Pages (from-to) | 29-52 |
| Number of pages | 24 |
| Journal | Asian Academy of Management Journal |
| Volume | 16 |
| Issue number | 2 |
| Publication status | Published - 2011 Jul 1 |
All Science Journal Classification (ASJC) codes
- General Business,Management and Accounting