A reexamination on the effect of bank competition on bank non-performing loans

研究成果: Article同行評審

5 引文 斯高帕斯(Scopus)

摘要

This article examines whether competition in the deposit and loan markets results in a more stable or fragile banking industry. Following the assumption that deposit and loan competitions are not separable, a simple equilibrium model is developed. Then, using the aggregate time-series data of Federal Deposit Insurance Corporation (FDIC)-insured financial institutions, we estimate the generalized VAR model of deposit rate (DR), interest margin between the loan and DRs, and non-performing loan ratio. Our results support the competition–fragility hypothesis.

原文English
頁(從 - 到)6165-6173
頁數9
期刊Applied Economics
50
發行號57
DOIs
出版狀態Published - 2018 十二月 8

All Science Journal Classification (ASJC) codes

  • Economics and Econometrics

指紋 深入研究「A reexamination on the effect of bank competition on bank non-performing loans」主題。共同形成了獨特的指紋。

引用此