TY - JOUR
T1 - Digital Financial Coverage, Depth of Usage, and Financial Efficiency
AU - Zhao, Yueyang
AU - Yang, Jinbao
AU - Wang, Qian
AU - Chiu, Yung ho
AU - Lin, Tai Yu
N1 - Funding Information:
This work was supported by the MOE project of KRI [grant number 16JJD790018] and Social Science Foundation of Jilin University [grant number 2021XWK03].
Publisher Copyright:
© 2023 Institute of East and West Studies, Yonsei University, Seoul.
PY - 2023
Y1 - 2023
N2 - This research analyses the improvement and differences of digital financial coverage and depth of usage on financial efficiency using the SBM dynamic DEA method. The results show that digital finance’s depth of usage having bigger influence on improving the financial system efficiency. The breadth of digital financial coverage is more conducive to improving input efficiency, while its depth of usage is more conducive to improving output efficiency. Considering both the depth of usage and breadth of coverage, in the east region the financial industry efficiency is higher than that in the non-east region.
AB - This research analyses the improvement and differences of digital financial coverage and depth of usage on financial efficiency using the SBM dynamic DEA method. The results show that digital finance’s depth of usage having bigger influence on improving the financial system efficiency. The breadth of digital financial coverage is more conducive to improving input efficiency, while its depth of usage is more conducive to improving output efficiency. Considering both the depth of usage and breadth of coverage, in the east region the financial industry efficiency is higher than that in the non-east region.
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U2 - 10.1080/1226508X.2023.2190339
DO - 10.1080/1226508X.2023.2190339
M3 - Article
AN - SCOPUS:85150887178
SN - 1226-508X
VL - 52
SP - 95
EP - 113
JO - Global Economic Review
JF - Global Economic Review
IS - 2
ER -